Joseph K. Qualey is a practicing attorney whose primary focus is construction and

                                              real estate law, both general and commercial.  Mr. Qualey earned

                                              his undergraduate degree from Georgetown University in 1979,

                                              and his law degree from the University of South Carolina in 1983.

                                              After law school Mr. Qualey was a law clerk to

                                              The Honorable Lawrence E Richter Jr., a Circuit Court Judge,

                                              and was an instructor at Trident Technical College.  Mr. Qualey

                                              has been a member of the South Carolina Board of Assessment Appeals,

                                              and is presently a member of the Charleston County Bar, the

                                              South Carolina Bar and the American Bar of Appeals.

                                              Mr. Qualey was thrice elected to Town of James Island Council,

                                              has served on Charleston County Transportation Committee,

                                              and was Chairman of the Planning and Zoning Committee for

                                              the Town.

                                              Mr. Qualey is married to the former Heidi Jahncke of New Orleans.

                                              They have two sons, Kevin age 13 and Paul age 8.